Search everything we cover
Concerned about a specific condition? See what we cover and learn more about how our pet insurance plans works.
This is the full list of pet health conditions classified as an accident. Coverage may vary by plan type. Please see individual policy documents by plan type for more details. Pre-existing conditions are not covered.
What's not covered
We want to make care accessible to as many pets as possible, which is why we try to keep exclusions to a minimum.
Like all pet insurers, we do not cover pre-existing conditions, which are basically any illness or injury that your pet had before coverage started. They will not be covered unless cured.
- Pre-existing conditions
- Waste disposal
- Boarding/grooming
- Tax
- See full list of exclusions