What's covered

Important Disclosures: Insurance explanations and reimbursement examples are informational only; actual coverage is determined by your policy terms. Plans and coverages may not be available in all states and may be subject to waiting periods, underwriting review, deductibles, coinsurance, and/or annual limits. Policy terms and eligibility may vary and are subject to change. Exclusions, policy conditions, and limitations apply. Pre-existing conditions may be excluded from coverage. Review your policy documents for full details. Premiums may increase at renewal for reasons including but not limited to pet's age, location, or claim history.

Reimbursement example reflects Modular Plan Accident, Illness and optional Congenital & Hereditary rider as well as the optional Cruciate rider added after the first year of coverage, with $5,000 annual limit for each category, 80% reimbursement, and a $250 annual deductible. This plan may not be available in all areas. Pre-existing conditions are not covered. Veterinary bill amount is based on expenses incurred in the first 30 days after initial diagnosis.