What's covered
by Nationwide® pet insurance
Whether you're looking for a specific illness or injury or just want an overview of coverage, research Nationwide pet insurance here.
Explore pet insurance coverage options
Jump to a common condition:
See coverage highlights:
Search all conditions
Concerned about a specific condition? See what we cover and learn more about how our pet insurance plans reimburse.
Accident
Select a condition for reimbursement examples:
Includes coverage for X-rays, MRIs, medications, surgeries and more.
Pre-existing conditions are not covered.
Reimbursement example
Veterinary bill
$2,291
You pay only
$458
Reimbursement shown based on an 80% plan after the annual deductible has been met.
Broken bonesBroken leg with surgical repair
Reimbursement
$1,833
Reimbursement shown based on an 80% plan after the annual deductible has been met.
Illness
Select a condition for reimbursement examples:
Includes coverage for X-rays, MRIs, medications, surgeries and more.
Pre-existing conditions are not covered.
Reimbursement example
Veterinary bill
$126
You pay only
$25
Reimbursement shown based on an 80% plan after the annual deductible has been met.
Ear infectionsInfection in the outer ear canal
Reimbursement
$101
Reimbursement shown based on an 80% plan after the annual deductible has been met.
Wellness
Select a condition for reimbursement examples:
Included only with the highest level of wellness coverage.
Reimbursement example
Veterinary bill
$56
You pay only
$16
Reimbursement shown based on schedule of benefits. No annual deductible.
Wellness examWellness exam (no medical issues)
Reimbursement
$40
Reimbursement shown based on schedule of benefits. No annual deductible.
Search pet insurance coverage by state
Search for pet insurance plan information based on where you live.
Sheriff Watchdawg*
State: Texas
* Not an actual sheriff
What's not covered
We want to make care accessible to as many pets as possible, which is why we try to keep exclusions to a minimum.
Like all pet insurers, we do not cover pre-existing conditions, which are basically any illness or injury that your pet had before coverage started. They will not be covered unless cured.
- Pre-existing conditions
- Waste disposal
- Boarding/grooming
- Tax
- See full list of exclusions
Always There Pet CareSM
We’re with you everywhere you go, from universal vet hospital coverage to 24/7 live pet health advice.
- Use your own vet
- Visit any specialist or ER
- Your policy protects your pet no matter where you travel
24/7 vethelpline® access
Enjoy unlimited, round-the-clock access to veterinary experts for answers to pet health questions.
- Ask any pet health question
- Advice from veterinary experts
- Call, chat or email
Nationwide PetRxExpressSM
Save when filling pet prescriptions at any in-store Walmart or Sam's Club pharmacy
- Claims automatically submitted
- Preferred pricing on pet medications
- Convenient locations across the country
Discover the right health insurance coverage for your dog, cat or exotic pet with Nationwide