MASS MARKETING DISCOUNT DISCLOSURE NOTICE - NEW JERSEY

New Jersey regulations (N.J.A.C. 11:2-12.10) require Us to disclose to You that We market pet insurance through various means, including marketing to certain groups, organizations, and associations. Your affiliation with one or more of the entities listed below entitles You to a lower premium.

Duration of Coverage

The policy term is one year, with automatic renewals as explained in the policy.

Special Discounts

Your affiliation with one or more of these entities entitles You to a lower premium:

• Employer Group Discount – available to employees of businesses that offer pet insurance as a voluntary benefit through our marketing programs.
• Non-Employer Discount – available to members of affinity groups, associations and pet clubs that offer pet insurance through our marketing programs.

Premium Rates

Premium rates vary based on factors like the pet’s age, breed, location, or claim history - depending on the enrolled plan.

Description of Coverage

Each policy with which this disclosure is provided contains a complete description of the coverage.

Conversion Privilege

Should Your employment or membership with any group listed above be discontinued, Your current coverage will continue. The discount will be removed when Your policy is next renewed.

Member Care

Member care inquiries may be made by calling 800-540-2016.