Pet insurance plans for reptiles and amphibians
by Nationwide®
The best and only insurance for your lizard, frog and more
We’re the only pet insurer with plans for your reptile and amphibian family members. Our exotic pet plans offer the same breadth of medical coverage as our dog and cat insurance plans.
What’s covered for reptiles and amphibians?
Customize your coverage to find the right plan for your exotic pet.
How is lizard and frog insurance different from dog or cat insurance?
When it comes to pet insurance, lizards and frogs are considered exotic pets. Nationwide is the only pet insurer that covers exotic pets like these.
Our lizard and frog insurance plans cover conditions that specifically affect these animals, from diarrhea to systemic bacterial infection.
Top health issues affecting reptiles and amphibians
We protect exotic pets and exotic pet owners
- Bearded dragon
- Chameleon
- Frilled dragon
- Gecko
- Iguana
- Monitor lizard
- Snake
- Tegu
- Tortoise
- Uromastyx
- Water dragon
- And more
Frequently asked questions
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The monthly premium for an exotic pet insurance plan depends on the type of pet and amount of coverage selected but generally starts at less than $20/month.
- Venomous or poisonous species in the genus group listed above
- Endangered or threatened species in the genus group listed above
- Any species of genus listed above that require a permit, license, or registration by state or federal law
- Any species of genus listed above that is illegal to own by state or federal law
- Hybrids of domesticated pets with a wild/non-domesticated species
- Species that are kept in flocks or on display
- Any other species not listed above
- Venomous or poisonous species in the genus group listed above
- Endangered or threatened species in the genus group listed above
- Any species of genus listed above that require a permit, license, or registration by state or federal law
- Any species of genus listed above that is illegal to own by state or federal law
- Hybrids of domesticated pets with a wild/non-domesticated species
- Species that are kept in flocks or on display
- Any other species not listed above
From rats and parrots to iguanas and ferrets, small animals and exotic pets need special care. We cover the conditions and medical treatments specific to these animals so you can keep your unique pet healthy.
Unfortunately, pet insurance companies don’t generally cover pre-existing conditions. However, Nationwide does allow members to request reviews of pre-existing conditions that have been cured, in which case an exception may be added so the condition would be covered.
The annual limit for reimbursement depends on the product and coverage level selected. Medical insurance for accidents and illnesses often has an unlimited annual reimbursement option, while some wellness coverage plans have defined benefit amounts.