Pet insurance for puppies
by Nationwide®
We believe every dog deserves the best health care
See coverage options for your
Protect your puppy’s health—and your wallet—with a customized dog insurance plan
Select from plans that cover injuries, illnesses, and wellness care.
What is puppy insurance, and why do you need it?
From vaccinations and annual check-ups to unexpected accidents or illnesses, your puppy’s health care costs can really add up. Investing in pet insurance gives you the confidence to be the best pet parent you can be.
- People’s Dispensary for Sick Animals 2017 survey
- MoneyUnder30.com, True Cost of Pet Ownership
More coverage for your puppy than you’ll find anywhere else
With nearly four decades of experience protecting puppies and dogs of all ages, we know that coverage counts. Compare us to other pet insurance companies and you’ll understand why.
Puppy insurance coverage highlights
Accident
When trouble comes looking for your pet, we've got you covered.
Pre-existing conditions are not covered.
Reimbursement example
Veterinary bill
$2,291
You pay only
$458
Reimbursement shown based on an 80% plan after the annual deductible has been met.
Broken bonesBroken leg with surgical repair
Reimbursement
$1,833
Reimbursement shown based on an 80% plan after the annual deductible has been met.
Illness
When trouble comes looking for your pet, we've got you covered.
Pre-existing conditions are not covered.
Reimbursement example
Veterinary bill
$126
You pay only
$25
Reimbursement shown based on an 80% plan after the annual deductible has been met.
Ear infectionsInfection in the outer ear canal
Reimbursement
$101
Reimbursement shown based on an 80% plan after the annual deductible has been met.
Reimbursement example
Veterinary bill
$56
You pay only
$16
Reimbursement shown based on schedule of benefits. No annual deductible.
Wellness examWellness exam (no medical issues)
Reimbursement
$40
Reimbursement shown based on schedule of benefits. No annual deductible.
Accident
When trouble comes looking for your pet, we've got you covered.
Pre-existing conditions are not covered.
Reimbursement example
Veterinary bill
$2,291
You pay only
$458
Reimbursement shown based on an 80% plan after the annual deductible has been met.
Broken bonesBroken leg with surgical repair
Reimbursement
$1,833
Reimbursement shown based on an 80% plan after the annual deductible has been met.
Illness
When trouble comes looking for your pet, we've got you covered.
Pre-existing conditions are not covered.
Reimbursement example
Veterinary bill
$126
You pay only
$25
Reimbursement shown based on an 80% plan after the annual deductible has been met.
Ear infectionsInfection in the outer ear canal
Reimbursement
$101
Reimbursement shown based on an 80% plan after the annual deductible has been met.
Reimbursement example
Veterinary bill
$56
You pay only
$16
Reimbursement shown based on schedule of benefits. No annual deductible.
Wellness examWellness exam (no medical issues)
Reimbursement
$40
Reimbursement shown based on schedule of benefits. No annual deductible.
Every Nationwide pet insurance member enjoys:
Always There Pet Care ℠
Use any vet, anywhere
24/7 vethelpline ® access
Unlimited pet advice
Nationwide PetRxExpress ℠
Save money on pet meds
Nationwide PetRxExpress ℠
Save money on pet meds
Preferred pricing plus convenient automatic claims for pet prescriptions filled at in-store Walmart or Sam’s Club pharmacies.
Bring a written prescription to your local Walmart or Sam’s Club or have your vet call it in
Show your digital pet insurance ID card at checkout (available at my.petinsurance.com after sign up)
Save on pet meds and enjoy the convenience of having your claim automatically submitted
Some exclusions may apply. Certain coverages may be excluded due to pre-existing conditions. See policy documents for a complete list of exclusions. Plans may not be available in all states. New policies include a required waiting period. Policy eligibility may vary. Premiums vary based on the age of the pet, species, size (as an adult), plan type, deductible, and state of residence. Wellness plans not available in all states.
Luckily, we had Nationwide insurance, because in total [Lucy’s dental surgery] cost $3,000 and we were able to get about $2,500 back.
- Elaine, pet parent of Lucy
Health & wellness for puppies
This life stage is full of fun and adventure. Be mindful of your puppy’s tendency to chew on everything and their clumsy, high-energy antics (that are oh-so-cute!).
Top health issues affecting puppies
Hereditary & Congenital
We protect puppies and puppy parents
FAQs about pet insurance
The monthly premium for a puppy insurance plan depends on the type of coverage selected but starts at around $16/month.
As a pet parent, you want to make sure providing the best care possible for your puppy doesn’t become a financial burden. Pet insurance policies reimburse you for your pet’s medical care so you can focus on keeping your puppy healthy—not on what it costs.
It’s a good idea to enroll your puppy in a pet insurance plan as early as possible, before chronic conditions develop, or your dog needs any medical care that could put limitations on your coverage. If you have an upcoming veterinary appointment, make sure you factor in the waiting period before coverage begins.
Unfortunately, pet insurance companies don’t generally cover pre-existing conditions. However, Nationwide does allow members to request reviews of pre-existing conditions that have been cured, in which case an exception may be added so the condition would be covered.
The annual limit for reimbursement depends on the product and coverage level selected. Medical insurance for accidents and illnesses often has an unlimited annual reimbursement option, while some wellness coverage plans have defined benefit amounts.
A lot of pet insurance companies have come and gone. The key to picking one you can count on is stability and experience. Some insurance companies pay to use the names of well-known organizations. With Nationwide, what you see is what you get: one of the largest and most trusted financial services companies in the world.
Puppies need a lot of vaccinations and tend to get into lots of trouble. Pet insurance policies reimburse you for your dog’s veterinary care—including medical costs, wellness and even hereditary conditions. With Nationwide, you’re free to use any licensed veterinarian.
Prescription food is covered under certain plan types or can be added to other plans with the purchase of an optional rider. Call our sales team to learn more about prescription food coverage options.
Yes, depending on the type of coverage you select.
You’re free to use any licensed veterinarian, including specialists and emergency providers.
Wellness coverage for routine care is available, including physical exams, vaccinations, flea/tick preventives and more.
The amount of coverage you choose depends on your budget and your pet’s breed. Factors to consider include how much medical care is typical for your pet’s breed, and whether you want wellness coverage for expected costs like checkups and vaccinations.
You can add or reduce coverage during your annual policy renewal period. Note: Certain coverage or product upgrades may require underwriting review.