Compare Nationwide® to Trupanion
See for yourself why Nationwide is the most popular pet insurer year after year.
| Comparison Detail Table |   | Trupanion |
|---|---|---|
| Coverage and pricing | ||
| Plan name | Accident, Illness & Wellness | Accident & Illness |
| Deductible | $250 | $250 |
| Accident coverage | Unlimited | Unlimited |
| Illness coverage | Unlimited | Unlimited |
| Hereditary & congenital coverage | $5,000 per year | Unlimited |
| Wellness coverage | Level 1 | None |
| Monthly premium | $71.36 | $94.98 |
| Additional fees | $2monthly transaction fee | $35enrollment fee |
| Coverage features | ||
| Customized plans by coverage-specific annual maximums and coverage types | Yes | No |
| Use any veterinarian, emergency clinic or specialist | Yes | Yes |
| Exams | Yes | No |
| Accidents and illnesses, including hospitalizations and surgeries | Yes | Yes |
| Chronic and ongoing diseases (example: allergies) | Yes | Yes |
| Cancer | Yes | Yes |
| Dental surgeries and diseases | Yes | Limitations may apply |
| Prescription food and supplements | Yes with purchase of optional coverage | Limitations may apply |
| Herbal supplements | Yes | With purchase of a rider |
| Alternative/ holistic therapy | Yes | With purchase of a rider |
| Annual exam requirement | No | No |
| Pet prescription discounts | Yes | No |
| Telehealth - 24/7 access to veterinary professionals | Yes | No |
| Underwriter | Nationwide | American Pet Insurance Company |
| Claims examples | ||
Annual wellness Vet bill: $241 | $165reimbursement | $0reimbursement |
Intestinal foreign body Vet bill: $2,313 | $1,650.4reimbursement | $1,806.3reimbursement |
Snakebite with anti-venom Vet bill: $1,626
| $1,300.8reimbursement | $1,148.4reimbursement |
Vomiting and diarrhea Vet bill: $349 | $279.2reimbursement | $38.3reimbursement |
| Total potential savings | $3,395.4reimbursement | $2,993.4reimbursement |
| Best value |  | |
The #1 trusted brand of pet insurance in the U.S.
- Pet insurance premiums starting at $16/mo.
- Visit any licensed veterinarian in the United States
- Cancel at any time, risk-free